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  • Potential Impact of Pandemic Influenza on the U.S. Life Insurance Industry Report
    the severe scenario is particularly important to direct writers, as reinsurer capitalization may be stressed ... three primary areas: pandemic scenario assumptions, life insurance industry assumptions (direct writers) ...

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    • Authors: Jim Toole
    • Date: May 2007
    • Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>External forces and business performance
    • Topics: Demography>Mortality - Demography; Economics>Health economics; Finance & Investments>Economic value; Life Insurance>Claims - Life Insurance
  • Retirement Benefits, Economics and Accounting: Moral Hazard and Frail Benefit Designs
    whether implicit, explicit or combined. This is a direct application of Principle 1. Financial accounting ... decrease in direct pay. If a firm chose to commit more (or less) to benefits without adjusting direct pay, ...

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    • Authors: Jeremy Gold
    • Date: Oct 2004
    • Competency: External Forces & Industry Knowledge
    • Topics: Economics; Finance & Investments>Economic value; Financial Reporting & Accounting>Financial Accounting Standards Board [FASB]; Pensions & Retirement>Assumptions and methods
  • Pandemic Model Tool Documentation
    Pandemic Model Tool Documentation Spreadsheet with documentation for exhibits to the May 2007 report: ... regarding how the assumption was developed. A direct writer’s reinsurance program is tailored for its ...

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    • Authors: Jim Toole
    • Date: May 2007
    • Competency: External Forces & Industry Knowledge; External Forces & Industry Knowledge>External forces and business performance
    • Topics: Demography>Mortality - Demography; Economics>Health economics; Finance & Investments>Economic value; Life Insurance>Claims - Life Insurance